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Financial Services

Welcome to Lucid Financial Services™¹ — where the entire purchasing process of your Lucid can be completed online. You’ll get access to flexible lease² and loan options³ with full support from application to final delivery and beyond.

In this Topic

Getting Started

Benefits Overview

Account Management

Frequently Asked Questions

Getting Started

Financing

Traditional financing is right for you if you like the idea of owning a vehicle or keeping it for over a few years. Drive as little or as much as you want, while handling maintenance on your timeline.

Ways to start: To apply you must first design and order your Lucid Air; then you will receive an email with a link to the application as you approach your delivery date. You can also call a Lucid Sales Consultant at +1 (844) 367-7787 to order your vehicle.

Leasing

If you love the idea of getting into a new Lucid every few years, leasing may be the perfect fit for you. For added peace of mind, you can align your lease terms with the vehicle warranty and trade in for the latest model more frequently. You should make sure you understand your lease and lease-end options to help you make your best choice.

Benefits Overview
Need help deciding between a lease and loan? Here’s a quick look at some of the key differences.
Lease
New Vehicle Every Few Years
Leasing allows you to choose a new vehicle with all the latest technology and features every 18-48 months.
Typically, Lower Payments
Since you only pay for a certain amount of time and miles, your payments are usually lower than when you buy.
Peace of Mind
You are paying for the best miles of your vehicle’s life when leasing. These are typically under warranty.
Options at Lease End
You can buy your lease out and keep it, drop your keys off and either walk away or begin a journey with a new Lucid. Please note: Purchase option not available in the following states IA, IN, KS, LA, ME,RI.
Loan
Vehicle Ownership
Every payment brings you closer to the pride of owning your Lucid outright.
No Mileage Restrictions
Unlimited mileage lets you drive as much or as little as you want.
Vehicle Customization
With a traditional loan you can make any cosmetic alterations to your vehicle to suit your personal style.
Resale Value
Enjoy the full benefits of trading in or selling your vehicle.

Design and Price Yours

Our digital configurator lets you design the Lucid Air of your dreams. Then, you can calculate the cost based on whether you want to get a loan or a lease.

Account Management
If you already have a Lucid Financial Services¹ account, click the button below to sign in and make a payment, view your account details and more.

Contact Us

Pre funding

If you applied for financing on or before 3/14/24, you can contact a dedicated concierge agent for Lucid Financial Services¹ customers directly to answer any questions you may have.

If you applied for financing after 3/14/24, contact Lucid.

Post funding

If your financing has been provided by Lucid Financial Services¹, contact the number below to answer any questions you may have.

Monday to Thursday: 8:00 am EST - 11:00 pm EST

Friday: 8:00 am EST: 9:00 pm EST

Saturday and Sunday: 9:00 am EST - 5:30 pm EST

If your financing is provided with another lender, that lender will reach out to you by mail with additional information. Should you have additional questions, contact Lucid.

Frequently Asked Questions

Payment Methods & Purchasing

What payment methods can I use for my Lucid in the US?

You can use Lucid Financial Services for streamlined loans or leases.¹²³ Additionally, you can pay for your Lucid via ACH/E-check, wire, or cashier’s checks (CA, CO, FL, AZ, IL, and VA customers only).

In what states is leasing available?​

Leasing is available for consumers in AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, KS, KY, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OR, PA, SD, TN, TX, VA, VT, WA, WV, WY. Leasing is not available for customers registering their vehicle to their business. Loans for business customers with a co-applicant are available via Bank of America.

Is the Lucid Air eligible for any federal, state and local savings for electric vehicles?

At this time, Lucid Motors is able to pass on a $7,500 savings for lease customers only through Lucid Financial Services, which will be captured as a capitalized cost reduction. State and local incentives are frequently modified and subject to change. We encourage you to perform independent research on the latest status of incentives and to consult a tax professional for any incentives relating to taxes.

What do I need to do to title my car?

Lucid Motors handles all titling and paperwork for Lucid vehicles.

Financing Options

How can I purchase my vehicle?

Please contact Lucid Financial Services¹ at +1 (833) 562-1083 to request information on purchasing your current Lucid vehicle and similar information including title release information.

Please note: Purchase option not available in the following states IA, IN, KS, LA, ME,RI.

Can I use a car loan to also finance the cost of an EV charging station?

Car loan proceeds cannot be applied to cover the cost of electric vehicle charging stations.

Account Payments & Maintenance

How do I change my garage address or ask questions about my account?

You’ll receive instructions from Lucid Financial Services after you finalize your loan or lease. If you have any questions, after you’ve finalized your loan or lease, please contact the Lucid Financial Services servicing team for support.

Post funding

Monday to Thursday: 8:00 am EST - 11:00 pm EST

Friday: 8:00 am EST: 9:00 pm EST

Saturday and Sunday: 9:00 am EST - 5:30 pm ET

Will I be able to make a payment from my Lucid Motors mobile app?

Payments cannot currently be made through your Lucid mobile app. Please visit the Lucid Financial Servicing Portal here to create/sign into your account and make an online payment.

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¹ The trademarks “LUCID FINANCIAL SERVICES”, LUCID stylized logo, and AIR stylized logo are owned by Lucid Group USA, Inc. and/or its affiliates (collectively, “Lucid Motors”) and are licensed to Bank of America, N.A. (“Bank of America”) in the United States of America. All trademarks are and shall remain the sole and exclusive property of their respective owner(s). Lucid Motors is not affiliated with Bank of America or its affiliates.

Lucid Motors manufactures and sells electric vehicles and ancillary products and services. Bank of America provides financial products and services. In select states (AZ, CA, CO, FL, IL, MA and VA), credit and associated credit accounts are originated by Lucid Group USA, Inc., and assigned to a financial institution which may be Bank of America and lease accounts are originated by Lucid Motors and assigned to Tryon Vehicle Titling Trust. Lease and loan servicing is conducted by Bank of America or its subcontractors under the Lucid Financial Services name.

Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.

² Leasing is available for consumers in AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, KS, KY, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OR, PA, SD, TN, TX, VA, VT, WA, WV, WY. Leasing is not available for customers registering their vehicle to their business. Loans for business customers with a co-applicant are available via Bank of America.

³ Subject to approval. Terms and conditions apply. This is not a commitment to lend. Program, rates, terms and conditions are subject to change without notice.